Find the Health Insurance that best suits your needs
List of productsBlue Choice - A comprehensive health plan |
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Core Health Benefits |
If you're not covered by a company health plan, Blue Choice is
the cost-effective way to ensure you're protected. It provides
coverage that compliments your provincial health plan, with a wide
range of extended health care benefits like vision care, hearing
aids, nursing care, dental, prescription drugs and hospital
coverage at an affordable monthly premium.
Benefits based on a yearly schedule commencing from the
effective date of your policy.
Coverage for residents of Ontario only. Limitations may apply, see
contract for details.
All Blue Choice contracts with Core Health Benefits
include the following:
Blue Cross Assistance Program
We are pleased to provide our clients
with the Blue Cross Assistance Program. This new program includes
Health Consulting and Support Services, Information and Prevention
Services, and Partner privileges and discounts.
When you enroll in a health plan from Ontario Blue Cross, you
automatically have access to these services 24 hours a day, 7 days
a week.
Our staff will provide you with:
• Access to a Registered Nurse to answer your questions and
provide advice and guidance on your health related questions
• Home Support Services following a hospital stay
• Referrals to specialists and health organizations in your
area
• and much more
Blue Cross Assistance offers exclusive benefits with our health
care partners and as part of this essential program, you also have
access to quality services at discounted rates through Ontario Blue
Cross partnerships.
Upon enrollment, all customers will receive a booklet detailing the
benefits of this exciting new program along with an Assistance
Program card. Simply present your card, and enjoy quality products
and services at a preferred rate.
Blue Cross Assistance. Another unique and valuable feature added to
your health care plan.
Extended Health Care
(The following benefits are reimbursed at 80%, up to specified maximum. Amounts refer to each covered person.)
- Hearing Aids (3 month waiting period) - up to $300 every 5 calendar years
- Accidental Dental - up to $2,000 per calendar year
- Medical Equipment and Supplies - up to $2,500 per calendar year
- Nursing Care - up to $2,500 per calendar year
- Ambulance Services - amount not covered by OHIP
- 24-hour Toll-Free Health Assistance Hotline
(The following benefits are reimbursed at 100%, up to specified maximum. Amounts refer to each covered person.)
- Vision Care (3 month waiting period) - up to $150 every 2 calendar years
- Emergency Out-of-Province Travel Coverage - up to $5 million (available up to age 75)
Registered Therapists and Specialists
Costs and number of appointments vary for visits to an Acupuncturist, Chiropodist, Chiropractor, Massage Therapist, Naturopath, Osteopath, Physiotherapist, Podiatrist, Psychologist and Speech therapist.
| Specialist | Initial Visit | Subsequent Visit | Max. Number |
| Acupuncturist | $20 | $20 | 25 |
| Chiropodist | $20 | $20 | 25 |
| Chiropractor | $20 | $20 | 25 |
| Massage Therapist | $20 | $20 | 20 |
| Naturopath | $20 | $20 | 25 |
| Osteopath | $20 | $20 | 25 |
| Physiotherapist | $20 | $20 | 25 |
| Podiatrist | $20 | $20 | 25 |
| Psychologist | $75 | $60 | 20 |
| Speech Therapist | $60 | $40 | 12 |
Benefits are payable only after the yearly maximum allowed under
the Ontario Health Insurance Plan (OHIP) has been reached.
Travel Insurance - 15-day medical coverage (Available only to persons under 75 years of age)
Enjoy a 15-day annual travel
plan with all Blue Choice Core Health Benefit Plans
Our plan provides emergency medical coverage while travelling
outside the province and includes:
- Benefits paid at 100%
- An unlimited number of trips per year (15-day maximum per trip)
- Emergency hospital and medical expenses
- Worldwide Assistance Service
- No deductibles
- Available Top-up coverage
- Emergency financial assistance
- Up to $5 million in coverage
Accidental Death and Dismemberment (available only to persons under 75 years of age)
Maximum payable amount:
-
$25,000 per applicant
- $25,000 per spouse
- $5,000 per child
|
Prescription Drug Benefit (optional) |
- Available up to age 64
- Ontario Blue Cross pays 80%
- Pay Direct Drug Card
- $10,000 per person, per year maximum
|
Dental Benefit (optional) |
- Available for purchase online up to age 74
- For individuals 75 years of age and older, please call to apply: 1-866-732-2583
- Current ODA Fee Guide
- Year 1 - 70% Basic, $750 per calendar year
- Year 2 - 75% Basic, $1,000 per calendar year
- Year 3 - 80% Basic, $1,250 per calendar year including 50% Major Restorative, up to $500/calendar year
|
Hospital Benefit (optional) |
Blue Choice with Optional Hospital Coverage includes:
- $200 per day
- 90 days per year
- Semi-private/private room
Benefits are not paid for hospitalization due to pregnancy
or pregnancy-related conditions during the first eight-months
following the effective date of coverage.
