Travel Insurance


Why buy Travel Insurance?

OHIP - Limits of provincial coverage
What does OHIP cover?
Services Covered Outside Ontario

The Ministry of Health and Long-Term Care recommends purchasing additional supplementary health insurance when travelling outside Ontario.

The following is an excerpt from the Ministry of Health and Long Term Care website (April 2007):

Why get private insurance?

  • Many health services outside Canada cost much more than coverage by OHIP. You are responsible for any difference in cost.
  • Some health services are not insured by the ministry. You will have to pay the full costs for these services.
  • An accident can happen to anyone, even during a very short business or recreational trip. Extra insurance should be purchased before you leave Ontario. Ask an insurance broker or insurance company for further explanation.

Further information is available on their website: