The Annual product covers all the trips you make within a one-year period. Simply select an average duration for your trip: 15, 30, 60, 90, 120, 150 or 180 days. 

The Annual plan includes coverage for Emergency Medical Care expenses including hospital accommodation, doctor’s bills, medical appliances, private registered nurse, laboratory tests, emergency prescription drugs, accidental dental care, ambulance service including air ambulance, emergency flight back to Canada when medically necessary, emergency vehicle return, subsistence allowance, repatriation services, medical follow-up in Canada and the ultimate security of CanAssistance Emergency Travel Assistance.

This insurance must be subscribed prior to the departure date of your first trip from your province of residence.

Package option

The Annual product may be purchased with the Package option. This insurance plan is highly appreciated by those who want to protect their investments. If you have to cancel your trip, it may save you thousands of dollars by claiming the non-refundable prepaid expenses such as all-inclusive package and airplane tickets. With the Baggage and the Accidental Death or Dismemberment benefits, the Annual with the Package option provides you with a comprehensive protection at a very affordable price.

The Package option is available in 2 different plans.
Thus, the Package option offers you a choice of 2 different amounts for Trip Cancellation benefit:
$2,500 or $5,000 based on your needs.

All other benefits are the same, and are presented in the following table:

Simply select the insurance amount for the Trip Cancellation benefit. Please note that this option may not be subscribed alone, it comes as a complement to the Annual Emergency Medical Care Plan.

The Annual product with a Package option is the way to worry-free trips all year long! 

Automatic renewal option!
Our Annual Plan (with or without the Package option) can be renewed automatically. This option, available at no extra cost allows you to renew your policy automatically at the expiration date. The new policy includes the same benefits and covers the same Insured person(s) who are still eligible.

The premium is then charged to your credit card. A transaction notice is sent to you 30 days prior to the renewal date stating the new annual policy premium.

If need be, you may modify your coverage, by contacting us prior to the renewal date. Moreover, the automatic renewal option may be cancelled upon your request.