• What type of insurance does Blue Cross sell?
• Who can be insured by Blue Cross?
• Can I purchase an assistance services contract?
• Can I replace OHIP insurance with Blue Cross drug insurance?

Blue Cross began selling health insurance products.
Our health insurance policies reimburse for costs associated with an illness or accident:
•not covered by the OHIP, such as prescription drugs, registered specialists and therapists, dental care, vision care, etc.

Blue Cross also sells insurance to cover medical expenses while outside Ontario.
Our travel insurance products primarily protect you for unexpected medical emergencies, but also include coverage for:
•Repatriation to Ontario
•Cancellation and interruption
•Accidental death or dismemberment, etc.

Enrolment into a Blue Cross health plan also grants you access to our exclusive Blue Cross Assistance Program. This members only program offers the benefit of unlimited access to health and legal advice, homecare assistance and members only benefits. Our worldwide travel assistance takes care of your needs while travelling.

Blue Cross health insurance is available to Canadian residents across Canada. You must have a valid health insurance card for your province of residence to apply. Blue Cross is available across Canada, however each company is run independently. If you are a resident of Ontario, you must have a valid OHIP card to purchase insurance from
Ontario Blue Cross. A resident of Quebec must have a RAMQ card to purchase from Quebec Blue Cross, etc.

Health insurance is also available to individuals needing to obtain their provincial health insurance card, including Canadian citizens returning to Canada after a long absence, individuals awaiting immigration status and individuals coming to study or work in Canada on a temporary basis. Individuals who need this protection should contact Blue Cross in the province in which they reside.

No. Our assistance services are available only to Blue Cross policyholders. But, if you are injured or become seriously ill while outside of Canada you may wish to use Blue Cross travel assistance services. We will offer immediate assistance and depending on your needs, will repatriate you to Canada. However, in these circumstances, the fees incurred will be your responsibility. An example of costs for repatriation due to health reasons from Paris to Toronto is between $25 000 and $45 000, depending on the type of transportation. That’s why it is always recommended that you purchase a travel insurance plan prior to leaving your province of residence.

No. The law requires that all residents of Ontario are covered under the Ontario Health Insurance Plan. Any supplemental insurance plans will pay over and above for costs, after they have been paid by the government health plan.